Charlotte Real Estate and Carolina Real Estate
 
Helping You Find The Right Home


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Credentials


Top 6% of North Carolina Real Estate Agents

North Carolina Real Estate Broker

Accredited Buyers Representative (ABR)

Author - How to Market your house Brochure

Charlotte Real Estate Expert

Huntersville Real Estate Expert

Lake Norman Real Estate Expert

Member Charlotte Realtors Association

15 Years Sales Experience

South Carolina Real Estate Broker

MBA - Finance

Relocation Specialist

Charlotte North Carolina Resident


How Much Can You Afford?


 Mortgage Calculators



Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



 


Contacts


 
James Smith, MBA, ABR
Email James
 
Phone: 704-688-0436
TollFree: 888-595-2637
Fax: 704-409-4913
City: Charlotte
State: North Carolina
Country: United States
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